Sixteen million Americans (5% of our population) are crippled by serious mental illness according to the National Institute of Mental Health. A lead article in Reuters News in August 2011 reported that 40% of people (201 million) in the European Union are mentally ill or have brain disorders. The numbers of mentally-disabled–from tots to seniors– needing supplemental income supplied by their governments is swelling at an alarming rate. In the USA it's 6 times what it...